With our extensive experience in dealing in the Lloyd's market and our specialisation in both Property and Liability Cover, IRS has access to a diverse range of underwriters and facilities both in Lloyd's and the London market. We are therefore confident that we can meet our clients' specific placing needs.

The following list is not definitive but provides an overview of the business we regularly place on behalf of our producing brokers. Should you have an enquiry, whether your business type is listed below or not, please do not hesitate to contact one of our team to discuss your requirements.

Property (download our brochure for US Property)

  • Commercial and Private

  • Construction All Risk

  • Latent defect

  • Unoccupied property

  • Wholesalers

  • Retailers

  • Hotels

  • Manufacturers

  • Intellectual Property Rights

Professional Indemnity

We can place risks such as:

  • Accountants

  • Architects

  • Building Contractors

  • Chartered Surveyors

  • Consulting Engineers

  • Estate Agents

  • Housing Associations

  • Insurance Brokers

  • Managing General Agents

  • Management Consultants

  • Independent Financial Advisors

  • Solicitors

Liabilities

  • Primary Covers

  • Excess Layers on Public and Product Liability Insurance

  • Contractors All Risks, including Plant, both owned and hired

  • Directors & Officers Liability / Management Liability / Trustee’s Liability Insurance

Fine Art and Jewellery

We insure various private collections and arrange transit insurance for international exhibitions for some of the major museums in Europe. We handle private art collections for various high net worth individuals.

Kidnap and ransom cover

We provide K&R insurance for individual and corporations. The specialized type of insurance is designed to protect individuals and organizations against the financial risks associated with kidnapping, extortion, and ransom demands.

Product Recall

We place product recall insurance which protects businesses from the first-party and third-party losses associated with products which have been contaminated or recalled.

Cyber and Cyber Liability

We place Cyber insurance cover with several components, Data breach response and notification; Business interruption; Cyber extortion and ransomware; Cyber liability; etc upon request.

Key Man policy

A Key Man policy, also known as Key Person insurance or Key Employee insurance, is a type of life insurance policy that a business purchases on the life of a key employee or executive. The purpose of this policy is to protect the business from financial losses that may arise if the key person were to die, become disabled, or experience a critical illness.

International Healthcare cover

International healthcare cover for expats is a type of health insurance designed to provide medical coverage to individuals who are living and working abroad. It offers a range of benefits and services to ensure that expatriates have access to quality healthcare while residing in a foreign country.